:root{--ink:#14202b;--mut:#54626e;--navy:#0d2f4a;--amber:#e8a33d;--line:#dde4ea;--bg:#f6f8fa;--card:#fff}
*{box-sizing:border-box}body{margin:0;font-family:Georgia,'Times New Roman',serif;color:var(--ink);background:var(--bg);line-height:1.65}
a{color:#0d5c8c}header.top{background:var(--navy);color:#fff;padding:14px 20px;display:flex;flex-wrap:wrap;gap:12px;align-items:center;justify-content:space-between}
header.top .brand{font-size:20px;font-weight:bold;color:#fff;text-decoration:none}
header.top .brand span{color:var(--amber)}
nav.main{display:flex;flex-wrap:wrap;gap:6px}
nav.main a{color:#dcebf5;text-decoration:none;padding:6px 10px;border-radius:4px;font-size:15px}
nav.main a:hover{background:#174a6e;color:#fff}
.wrap{max-width:1060px;margin:0 auto;padding:24px 20px 48px}
.hero{background:linear-gradient(135deg,#0d2f4a,#14557f);color:#fff;border-radius:10px;padding:34px 30px;margin-bottom:26px}
.hero h1{margin:0 0 12px;font-size:32px;line-height:1.25}
.hero p{color:#dcebf5;max-width:760px}
.kw{color:var(--amber);text-transform:uppercase;letter-spacing:1px;font-size:13px;font-family:Arial,sans-serif}
h2{font-size:24px;margin:30px 0 10px;color:var(--navy)}
h3{font-size:19px;margin:20px 0 8px}
p{margin:8px 0}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px;margin:16px 0}
.card{background:var(--card);border:1px solid var(--line);border-radius:8px;padding:18px}
.card h3{margin-top:0}.card a{font-weight:bold}
table{border-collapse:collapse;width:100%;background:#fff;margin:14px 0}
th,td{border:1px solid var(--line);padding:9px 12px;text-align:left;vertical-align:top}
th{background:#eef3f7;font-family:Arial,sans-serif;font-size:14px}
figure{margin:18px 0;background:#fff;border:1px solid var(--line);border-radius:8px;padding:12px}
figure img,figure svg{max-width:100%;height:auto;display:block;margin:0 auto}
figcaption{color:var(--mut);font-size:14px;text-align:center;padding-top:8px}
ul.check{list-style:none;padding:0}ul.check li{padding:6px 0 6px 26px;position:relative;border-bottom:1px solid #eef2f5}
ul.check li:before{content:"\2713";position:absolute;left:2px;color:#1c7c43;font-weight:bold}
.cta{background:#fff8ec;border:1px solid #ecd9ae;border-radius:8px;padding:20px;margin:28px 0}
.cta a.btn{display:inline-block;background:var(--amber);color:#221a08;padding:10px 22px;border-radius:6px;text-decoration:none;font-weight:bold}
.rel{background:#fff;border:1px solid var(--line);border-radius:8px;padding:18px;margin:24px 0}
.rel ul{margin:6px 0;padding-left:20px}
form.inq{background:#fff;border:1px solid var(--line);border-radius:8px;padding:22px;max-width:640px}
form.inq label{display:block;margin:12px 0 4px;font-family:Arial,sans-serif;font-size:14px;font-weight:bold}
form.inq input[type=text],form.inq input[type=email],form.inq textarea,form.inq select{width:100%;padding:9px;border:1px solid #b9c6d0;border-radius:5px;font-size:15px}
form.inq button{background:var(--navy);color:#fff;border:0;padding:11px 26px;border-radius:6px;font-size:16px;margin-top:16px;cursor:pointer}
footer{background:var(--navy);color:#cfe0ec;padding:28px 20px;font-size:14px}
footer a{color:#f0c987}
footer .cols{max-width:1060px;margin:0 auto;display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:18px}
.navrow{display:flex;align-items:center;gap:10px;flex-wrap:wrap}
.lang-switch{position:relative;font-family:Arial,sans-serif;font-size:14px}
.lang-switch summary{cursor:pointer;list-style:none;color:#dcebf5;padding:6px 10px;border:1px solid #2c5a7d;border-radius:4px;background:#123c5c;white-space:nowrap}
.lang-switch summary::-webkit-details-marker{display:none}
.lang-switch ul{position:absolute;right:0;top:calc(100% + 4px);background:#fff;border:1px solid var(--line);border-radius:6px;padding:6px 0;margin:0;list-style:none;min-width:150px;box-shadow:0 8px 24px rgba(10,30,45,.25);z-index:50}
.lang-switch li a,.lang-switch li span.cur{display:block;padding:6px 14px;text-decoration:none;color:var(--ink)}
.lang-switch li a:hover{background:#eef3f7}
.lang-switch li span.cur{color:var(--mut);font-weight:bold}
.note{background:#eef3f7;border-left:4px solid var(--navy);padding:12px 16px;margin:16px 0}
@media(max-width:640px){.hero h1{font-size:25px}.wrap{padding:16px 14px 36px}}